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‘If you buy a ready-made lunch every day, you’re throwing away £1,288 a year’ | Phil Daoust

Packing food for work isn’t as difficult as it might seem – and your wallet and your health will thank you for it

Life is a series of choices, and we have a gift for making the wrong ones. Asked to choose between lift or stairs, we take the lift, even if we’re only going up one floor, even though we need the exercise. We take the bus for a couple of stops rather than walk for five minutes; turn on the heating rather than pull on a jumper. Time and again, we pick short-term ease over long-term good.

Sometimes our choices make us happier, in the same way that sometimes we win the EuroMillions. But mostly they leave us sadder, poorer and less healthy.

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